Your CPA of Choice
Personalized Tax and Accounting Services in Waikoloa and Across the Island of Hawaii Designed to Meet Your Specific Needs.
Kristina M. Makoff, CPA can assist with your personal and your business tax matters, in a responsive and accurate manner.
Tax Returns
Kristina M. Makoff, CPA can assist with your personal and your business tax matters, in a responsive and accurate manner.
Payroll & Bookkeeping
Kristina M. Makoff, CPA offers comprehensive bookkeeping and accounting services to guarantee your business operates at maximum potential. In addition, my firm can help you pay your employees quickly and easily with Payroll Services. Plans are designed to swiftly create paychecks and calculate payroll taxes.
Tax Planning
Kristina M. Makoff, CPA offers time sensitive tax planning and accounting services to guarantee your retirement and savings goals reach maximum potential. From the business side, strategic tax planning results in optimal business performance.
Professional Service
I offer a full range of tax and accounting services giving you the individual attention that you need to make informed financial decisions.
Years of Experience
I have 25 years of varied CPA experience. I guarantee that both you and your business are in good hands at all times.
Serving Your Business
My company provides support in all areas of business consulting. Let me guide you with a financial strategy that leads to business growth and success.
Our Team

Kristina M. Makoff
Firm Owner
What Our Customers Are Saying
“I began working with Kristina Makoff in February 2014, after starting my vacation rental business in January 2013. I had another “bookkeeper” in the past year, but was continually having to double check everything. Tina stepped in and immediately learned my software program which managed the collection of revenue, posting to the vacation rental booked and integrated with Quickbooks. This was not an easy task in the beginning. Tina continued to work with our consultants who were perfecting the tweaks to software. As Tina gave me guidance in the business operations, I always knew she had thought things through based on efficiency and reporting to clients. When you are managing large amounts of money, the pressure to be correct and report to owners any expenditures is very important.
Tina always had a smile and kind words when things became stressful. I highly recommend her for her skills, calm demeanor, and most importantly, accuracy.”
Aloha,
Heidi B.
“Tina has been my CPA for over 5 years. She is by far the most efficient and knowledgeable Accountant I have worked with. Her passion, patience and expertise has been instrumental in helping my businesses flourish. I consider her an integral part of my company and success.”
With Aloha,
Wendee A.
“My husband and I have known Tina on a personal level since 2007. In 2011, I opened a salon as a Sole Proprietor having up to four employees. Since I knew Tina personally and knew the integrity she exhibits, I knew I wanted her by my side to help me take care of all my bookkeeping, payroll, and taxes. Having her allowed me to focus entirely on being “behind the chair” to build my new business instead of getting caught up in paperwork.
The following year she began doing all of our taxes, and upon my husband’s recommendation, she also became the CPA for my husband’s employer.
In 2015, my husband opened his own construction company. He relied heavily on Tina to help navigate the tedious process of setting up a corporation. Furthermore, she set up all of our QuickBooks accounts to ensure proper financial reporting.
In 2017, I began working for my husband in the office as his Office Manager, performing all of our data entry into QuickBooks. She has taught me everything I need to know regarding how to handle all of his company’s accounting. However, we continue to meet with Tina at least once a quarter and sometimes more often when the need arises to ensure our financial data is accurate or answer questions that we may have had over the quarter. Anytime either of us has a financial or QuickBooks problem, she is right there with the answer. When there have been times she didn’t know the answer, she does the proper research for us to find us the answer expeditiously.
In 2019, my husband split his company into three separate companies, the original construction corporation, a new cabinet shop listed as an LLC, and a construction service and maintenance company also listed as an LLC. These companies combined have employed up to 46 employees. Needless to say, our taxes are complicated. Even so, we have full confidence in Tina because she always is looking out for our best interest, she is always up to date on tax laws and has proven to be an expert accountant for us over the ten years of doing business with her. We depend entirely on her trusted expertise.
We highly recommend Kristina M. Makoff, CPA for all your personal or business accounting and tax needs. You can trust her to be confidential, knowledgeable, accurate, responsive and to provide a high level of integrity.
Michelle & Tony Stefanik

HAVE A QUESTION? WE'RE HERE TO HELP
68-3718 Kauhiwai Street
Waikoloa, Hawaii 96738